Financial planning is about much more than just increasing your wealth. It is also to do with planning a strategy to help you to reach your financial goals and to protect you and your family on your way to achieving your dreams.

What is the role of a Financial Planner?

A Financial Planner will meet with you at a place of your choice and complete a fact find so that they have a full picture of your finances. This will include looking at your income, expenditure, assets, liabilities, investment and taxation strategies, retirement provision and insurance coverage.

Having identified your short and long term needs, they will recommend suitable products, strategies and services to meet any shortfall in your financial planning needs and, with your approval, put any plans into place and review your circumstances periodically.

You may feel that you are more than capable of managing your own financial planning needs but you may still find it beneficial to have an expert such as a Financial Planner check the strategies that you have in place.

What areas may a Financial Planner be able to assist you with?

Below are just some of the areas that a Financial Planner may be able to advice you about: –

  • Life insurance – to ensure that should you or your partner die there is adequate financial provision in place for the benefit of any dependents and that any liabilities are cleared.
  • Retirement provision – to make sure that you will have an adequate income when you retire.
  • Investments/Savings – to review any existing investment plans/savings accounts to make sure that they still best meet your requirements including your risk strategy and to provide investment advice on any new monies.
  • Household budget – review this and see if any improvements can be made.
  • Property – review your mortgage including paying it off earlier.
  • Debts – how best to reduce/change these if possible.
  • Lifestyle change – if you were about to have your first child you would need to review your life insurance requirements.

What is the benefit to you of seeing a Financial Planner?

Financial planning can be extremely complex but a Financial Planner has been specially trained to advice and guide you in these important financial areas to help ensure that you have suitable plans in place to cover all your financial planning needs to provide you with peace of mind and to ensure you have a better opportunity of achieving your goals and dreams.

 

Financial Planning Advice
Scott & Co Wealth Management Pty Ltd, ABN 76 122 387 035 is an Authorised Representative of Apogee Financial Planning Limited, an Australian Financial Services Licensee with its registered office at 105-153 Miller Street North Sydney NSW 2060.

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Financial Planning Advice
Scott & Co Wealth Management Pty Ltd, ABN 76 122 387 035 is an Authorised Representative of Apogee Financial Planning Limited, an Australian Financial Services Licensee with its registered office at 105-153 Miller Street North Sydney NSW 2060.

Apogee Financial Planning will not be responsible for any advice given in relation to home, vehicle & equipment finance.

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Scott & Co Pty Ltd ABN: BN98382499 Lic No: 3968170 is hereby licensed as an Australian Credit License pursuant to the National Consumer Protection Act 2009 subject to the conditions and restrictions which are prescribed, and to the conditions contained in this licence and attached schedules.